Payments That Reconcile Themselves

The UK payment gateway with native Xero Integration — automatic reconciliation for British businesses.

Monek's native Xero integration means every payment matches automatically — no manual entry, no spreadsheets, no late nights.

✓ Fully Tested Xero Integration

Xero Connected

Fully tested integration

Auto-Reconciliation

Zero manual entry

Our Xero integration is fully built and tested. We are currently awaiting approval from Xero to list on their App Marketplace

Three steps to zero reconciliation headaches

Connect your Xero account

Link Monek to Xero in under 2 minutes. No developer needed.

Take payments as normal

Card machines, online gateway, pay by link — every payment channel feeds Xero automatically.

Reconciliation happens instantly

Each transaction creates a matching Xero entry. Your books are always up to date.

Auto-reconciliation

Every Monek payment creates a matching Xero transaction automatically.

Invoice Pay Links

Send Xero invoices with a 'Pay Now' button. Customers pay in one click.

Real-time reporting

Sales, refunds, and settlement data sync to Xero in real-time.

All payment channels

Card machines, online gateway, pay by link — all reconciled in one place.

Next-day settlement

Funds settle next business day and appear in Xero automatically.

Multi-user access

Your accountant, bookkeeper, and finance team can all see the same live data.

Reconciliation used to take half a day every week. With Monek and Xero it's instant. I genuinely can't imagine going back.

— Finance Manager, UK Retail Business

✓ Verified Monek merchant

Xero Integration

Included free with every Monek account

Connect Monek to Xero today. Takes 2 minutes, saves hours every week.